Life Insurance for Elderly


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$25,000 Burial Insurance Policy Cost

Burial Insurance At Age 50If you are shopping for a $25,000 burial insurance policy, then you are most likely thinking about the financial burden that will be left to your family when you die. Since death is an inevitable part of life, it is wise to prepare and give you and your loved ones peace of mind.

Burial Life Insurance is Simple and Affordable Coverage

A burial policy is the most affordable way to set aside something for your loved ones at the time they will need it most. This type of policy provides permanent protection with guaranteed level premiums,  which means your policy will last for the rest of your life and the premiums will never increase.

You can help your loved ones through this expensive difficult period by purchasing final expense insurance. These policies are often small and inexpensive, often with benefits between $5,000 and $25,000 that pay out upon the insured's death. Many policies provide cash value and permanent coverage with monthly payments that do not change.

Different Types of Burial Insurance Coverage

Depending on your health history, you can qualify for three different types of burial insurance coverage:

  1. Simplified Issue: If you are in good health, then you are able to qualify for one day one coverage. This means that if you were to die even one day after your policy is issued, the entire death benefit would be paid to your loved ones.
  2. Graded Burial Insurance: If you have some minor health issues, such as a heart attack or stroke within the last 24 months, then you can usually qualify for a graded burial insurance policy with a two year waiting period.
  3. Guaranteed Issue Insurance: If you have some major health problems such as kidney failure, cancer, or you need oxygen equipment to help you breathe, then you will only be able to qualify for a guaranteed issue burial policy.

How Do You Qualify for a Burial Policy?

The application process for this form of insurance protection is usually very simple. Most carriers require you to fill out an application with a short health questionnaire. Companies rely on your answers to the questions on the application, as well as information available through the Medical Information Bureau and various prescription databases. There is no medical exam required and coverage can start right away.

Sample Rates to Consider

These are sample rates for a $25,000 burial life insurance policy with day one coverage. These rates are based on a senior who is in good health. Keep in mind that your rate could be higher or lower depending on your health and the company that you choose.



50 Year Old Male

$520 / Year

$658 / Year

50 Year Old Female

$444 / Year

$584 / Year

60 Year Old Male

$794 / Year

$1011 / Year

60 Year Old Female

$660 / Year

$848 / Year

70 Year Old Male

$1259 / Year

$1654 / Year

70 Year Old Female

$1014 / Year

$1243 / Year

80 Year Old Male

$2227 / Year

$2989 / Year

80 Year Old Female

$1815 / Year

$2127 / Year

Live for Today but Plan for Tomorrow - Get A Quote Now

The first step when shopping for burial insurance coverage is to shop around. Rates can vary by as much as 70% from one company to another so it definitely pays to compare. Get a free no obligation quote today and compare multiple quotes from top companies that cater policies to the needs of the seniors and elderly.